Healix 100 is the only product on the market to provide Healthcare Trusts for companies with as few as 100 employees. It is a completely unique product, providing all the advantages of a Healthcare Trust with 0% of the risk. Here is a snapshot of the main advantages:
100% stop loss insurance
We are the only company to provide a guarantee that the employer's outlay on claims will not exceed the value of the trust fund with 100% Stop Loss insurance, arranged at Lloyds of London. This means all claims above the agreed claims fund are covered, eliminating any 'risk'. A defined cost with the Healix 100 scheme is agreed at the outset of each scheme year, which allows for accurate budgeting. In short, you benefit from the peace of mind that budgets will not be exceeded, whilst at the same time having the cost benefits of a trust.
100% managed by nurses
Healix only employs nurses and doctors to look after the Healix 100 scheme. This means that all claims are managed along recognised clinical pathways to ensure every employee gets the most appropriate care at all stages of their treatment. Not only that, it also allows funds to be managed cost effectively.
100% profit share
When claims fall below the anticipated fund, the balance is refunded in full. How does this work? We estimate your claims fund at the beginning of each scheme year based upon previous years' claims and this figure provides an accurate maximum liability for your budget.
If at the year end the total claims paid is lower than the estimated claims fund, the full balance is refunded. Payment collection is designed to help you control your company's spending. You provide us with 25% of the estimated claims fund at the beginning of the contract and then that float is topped up each month.
100 employees and up
The Healix 100 scheme can be set up by any company who insure over 100 employees.
Bespoke benefit design
The Healix 100 scheme is flexible enough to enable to you to decide your own benefit schedule.
Healix hospital networks
We're not affiliated with any one hospital network and have specially negotiated rates with all of the hospital groups in the private and public sectors in the UK.
A Healix 100 trust is easy to set up
There are no complicated forms to sign and all trust documents and trustee responsibility are already in place.
No switch criteria
The Healix 100 scheme has no 'switching' criteria and therefore no declarations or company secretary forms are needed.
If you are interested in the Healix 100 scheme please contact:
Richard Saunders on richard.saunders@healix.com or +44 (0) 208 481 7760